Are there any restrictions on earning Speedy Rewards Mastercard® points?

Points are not earned on annual fees, finance charges and other fees or charges posted to your credit card account, cash advances (including but not limited to cash received over the amount of transactions charged to your card account, purchases of money orders or other cash equivalents), special check transactions, balance transfers, charges for other products, services or benefits provided, or other transactions determined not to be eligible. Points may be deducted from any returns, credits (for returned merchandise or otherwise) and disputed billing items. Points will not accrue and cannot be redeemed if the account is not open and in good standing.